donut holes are a freaky metaphysical concepts. a hole does not exist. a hole is the absence of a thing. this startup needs to find a donut plug in order to be whole. (thanks to Seinfeld)

‪all assets will be tokenized, all exchanges will be tokenized, all transactions will use tokens. all governance will be ordered by tokens. all people will be sustained by tokens. ‬ ‪tokens is people! ‬

‪i had way too much fun with my first drawing, the Fintech needs pyramid, that i created a goofy venn diagram of financial services.‬ ‪again, my penmanship sucks.‬

#Turnout in #2020 is up 7.5M total votes. But those votes are split 50/50 between #Biden and #Trump . Biden's lead in #popularvote is about the same as #Clinton in 2016. Votes as of 12.50 EST Wednesday

Total #US #debt - #government plus private sector - is now over 300% of #GDP . That will constrain future economic #growth for many years

So proud to have Sundar in The Wharton School family! He is a visionary and compassionate leader - a fabulous one-two punch.

Despite the dramatic increase in #testing the #USA still lags well behind #Germany and #Italy in #covid19 tests on a per capita basis

The Economist on #midterms2018 #elections - "As America prepares to go to the polls on November 6th, the country is more divided and angry than it has been in decades" … worst since I first came to the US in the early 80s #recession

Agree with Bloomberg: trade is win-win for US-China, but both countries need real leadership to change domestic politics

Still holiday shopping? Research from Wharton grad Cindy Chan and Marketing professor Cassie Holmes suggests we should give experiences, not objects.

We’ve come a long way since the videophone in 1964. The years in between have seen the need for in-person business meetings go in and out of fashion, but the pandemic has pushed the concept to the extreme. As Zoom has shown, businesses have pivoted their business and marketing practices to reflect the new status quo, using digital tools and tech to fill the funnel, shorten the sales cycle and close business — and demonstrate the power of the connected economy. …see more

In June 2019, a third of U.S. consumers said sign them up for a super app experience, and Google and Amazon (in that order) were whom they trusted to deliver it. Less than a week ago, Google Pay introduced its redesigned app, one that looks like and acts just like one. While it’s far too soon to tell whether Google Pay is super enough to become the go-to super app, it raises the bar for everyone. Especially Apple . …see more

Interesting finding from our latest consumer study with Visa on connected vehicles. Full Report:  https://lnkd.in/e8QXjgV

No doubt you’ve seen the optical illusion illustration of the old woman and young woman — most people don’t see the young woman unless they are told where to look. Last week’s Big Tech Capitol Hill hearings had a lot in common with that illusion: Lawmakers see one thing, but look closely and see Big Tech, which seems to be acting more like competitors, are investing to benefit consumers and inspiring new innovation. …see more

It promises to be among the bigger trends of the new decade — the closer relationship between #FinTech and #retail technology. And Walmart and Green Dot Corporation just added fuel to that trend via a deal announced yesterday. In a new PYMNTS interview, Daniel Eckert , SVP of #Walmart Services and Digital Acceleration, explains the motivations for that deal and talks about what’s to come. …see more

Last week Amazon waved bye-bye to NYC, card networks said they are mulling an increase in interchange fees and economists quantified the value of Facebook to consumers. To understand why these are all connected is to first examine all sides of the issues at the heart of the public debates now being waged about each of them — to start thinking like a contrarian and stop following the crowd. …see more

Lots of people talk about the Amazon Effect and its impact on retailers as sales shift from physical to digital. I wonder what the Amazon Effect might be on something even more important — how much of the consumer’s paycheck is shifting Amazon’s way. The PYMNTS team spent a few months assembling data and building a model to answer that question. Now we know. …see more

Twelve years ago, ID.me founder and CEO Blake Hall was running military missions in Iraq. How did he get from there to founding a digital identity verification firm? Hall tells me that the military and the business world aren’t as different as they seem. Here’s what he learned about leadership while actively engaged in military service, and how it’s helping him push toward his vision for ID.me . …see more

Fresh off a $200M funding round, Affirm’s CEO Max Levchin talks to me about what's next for the company:   http://bit.ly/2AdoInB

Apple Pay wants to replace the wallet. Before that, people need to start using it. https://lnkd.in/dHHKPj7