imitation is the sincerest form of flattery - Oscar Wildex #Amex #Brex #cards #SME #payments

not exactly mincing words is he. how will banks fare during this transition? especially those that finance oil & gas?

‪talking about negotiating between VC investors and startups. cultural differences & context are so often misunderstood when negotiating an agreement. ‬ ‪in VC investing, negotiating w/a US startup is different than a German one is different than a Danish one is different than a French one is different than a UK one...‬ obviously, the same applies when a startup negotiates with a VC. ‪no homogeneity either way and culture and context are so important. #startups #fintech #VC #negotiation #negotiationskills #culture #venturecapital …see more

what technologists can and do do sometimes warms your heart. does it not? ‪paging mr. Orwell & mr. Huxley.‬

strategic sovereignty: yesterday’s => military, diplomacy, physical assets productivity, fiat currency, monetary policy, taxation, supply chains tomorrow’s => cybersecurity, crypto, digital currency networks, digital assets productivity, tech ethics, military, protocols …see more

may your software developers be as ethical, dedicated, precise and infused with meaning as kōlam artists.

2019 Corporate Reputational Rankings (US only) as per The Harris Poll (Harris Insights & Analytics) filtered for financial services BoA, Goldman and Wells are the usual suspects at bottom of pile. half surprised Berkshire is still ranked so high (negative swing from last year) half surprised JPMorgan ranks so high (positive swing from last year) #financialservices #banking #insurance #banks …see more

go team Nivaura Avtar Sehra #tokenization #digitalassets #fintech #blockchain #bitcoin #ethereum #tokens #capitalmarkets #assetissuance

WHAT 😳 (how did I miss this!!!!!!) talking about rebundling on steroids. #payments #remittances #cryptocurrencies

woke: more companies will find their inner ethical self and weave it in how they do business. (should be fun and highly subjective) imagine how woke a bank or other financial intermediary can be.

Bakkt is not kidding around what with a collection of heavy hitters appointed to its board. JPMorgan is not kidding around with its blockchain initiatives, coin and hiring crypto talent left and right. Facebook is not kidding around with its coin and also with hiring a deep blockchain bench. you hear that? that is the sound of enterprise blockchain inevitability. #blockchain #cryptoassets #cryptocurrencies …see more

Preparing for a new year is filled with time-honored traditions, resolutions and reflections on the year that will soon be history. 52 Mondays 2020 is the annual publication of my weekly Monday columns, one that this year will take readers on a Monday by Monday recap of a year full of chaos, heartbreaks, pivots — and the inspiring innovation that drove seismic shifts in payments and the connected economy. Take one more look back before looking ahead to 2021. …see more

Apple won’t let any wallet but Apple Pay access the iPhone’s NFC chip to make contactless purchases at a terminal in a store – it says – because of security concerns. Critics scoff and say that it’s stifled innovation and prevented consumer choice. It's also hurt Apple since it’s taken Apple’s eye off where the payments puck is heading – changing how the 110 million digital-first consumers in the U.S. now want to buy, not just how they pay. Especially since not many consumers are using Apple Pay at the physical point of sale in the U.S. – even during the pandemic. …see more

What will you change?' is a question that every CFO is now asking – and answering – about their strategies and business processes. For electric scooter rental firm Lime , the future is pretty straightforward – own the business of transporting consumers on trips of less than five miles and be profitable, Lime CFO Andrea Ellis tells me. Here’s her path for getting there. …see more

The $350B SBA PPP COVID-19 relief fund is intended as a lifeline for small- to medium-sized businesses (SMBs) whose businesses have hit hard by coronavirus. Yet PYMNTS research on 700+ Main Street SMBs shows that even with that lifeline, the cash gap between what these businesses need to stay afloat and the time they think it will take for business to return is still too large for many to cross. Just as many Main Street SMBs think they will fail or that their business is at risk after PPP funds became available as did the week before the plan became known — and so may not even get in line. Here’s what new data shows these Main Street SMBs need from the government — and why. …see more

The notion of first principles is about asking the simple questions that boil problems down to their core elements. To understand how Big Tech and FinTechs can compete with traditional banks, that means asking consumers a pretty simple question: “What is a bank?” PYMNTS did, and learned what consumers say it takes to be a bank, and the three services their primary bank must offer to get their business. …see more

For FIs, retaining and acquiring customers often comes down to the right mix of user experience, digital technology and data analytics. According to our study 80% of top performing FIs plan to focus their innovation efforts on driving consumer engagement over the next three years. …see more

Leading into National Donut Day, we caught up with owners at two iconic donut shops: Dunkin’ Donuts, one of the largest brands on the planet and California Donuts, a former franchise that has now become a single-location, single-owner success story. Here’s how each one found its way to success and leveraged technology to help keep their donut shops rolling in the dough. …see more

The EU’s General Data Protection Regulation goes into effect on Friday, with reports that more than 40% of businesses are seemingly unprepared. But ready or not, Ultan O’Carroll, technology advisor for Ireland’s Data Protection Commissioner, says firms that are not compliant will soon find themselves under investigation — or worse. O’Carroll gives us an inside look at GDPR enforcement strategies, and punishments offenders may face, inside the Digital Identity Tracker. …see more

Busting the myths of unscorable consumers. Sarah Davies of VantageScore Solutions explains. https://lnkd.in/dkCQCif